These days busy on documentation for the Loan I applied . One bitter experience in this area is that you must have a residence proof of the place (as I am here in mumbai nearly 2 years but have no residence proof as such except the Rental Aggreement with the house owner and the Police verification on the same). well Looking out for the alternatives. The Intrest rates were not clearly mentioned on the HDFC website and most of the bank do the same trick. HSBC does have a negotiation process where you can negotiate the TERM and Intrest Rate , depending upon some of there requisite criteria.

Ronnie is going to tie the knot today.